Five Things All Small Businesses Should Do to Prepare for Hurricane Season

Reminds small business owners of the importance of being prepared for hurricanes. June marks the beginning of hurricane season and Travelers has developed a list of the top five things that small business owners can do to make sure their businesses are properly protected should a storm hit.

1. Create a Business Continuity Plan and Establish an "Emergency File"

Business owners should review their Business Continuity Plans and communicate emergency evacuation and business interruption instructions to their employees at the start of the hurricane season. If a Business Continuity Plan is not currently in place, now is the time to speak with an independent insurance agent to help develop one. Owners should also create and properly store an "emergency file," which would contain all vital business-related documents such as insurance forms, customer records and supplier lists that might be needed at a moment's notice to keep a business running. To learn more about Disaster Planning for Small Businesses, watch this free webinar replay provided by Travelers Risk Control.

Karen Kane- independent insurance broker

Produced by: Spool Video (www.spoolvideo.com) ABRIDGED TRANSCRIPT: "Health insurance is something we all like to have. There are so many ...

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Small-business owners see changes headed their way under health care reform Kansas City Star
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEgwTB8mtiRwWEmZbbQ_eR88Wm7Wgamp;url=http://www.kansascity.com/2010/09/06/2203438/small-business-owners-see-changes.htmlimg src=http://nt3.ggpht.com/news/tbn/G0_W1WWtvjYWgM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Kansas City Star/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEgwTB8mtiRwWEmZbbQ_eR88Wm7Wgamp;url=http://www.kansascity.com/2010/09/06/2203438/small-business-owners-see-changes.htmlbbSmall/b-bbusiness/b owners see changes headed their way under health care reform/b/abr /font size=-1bfont color=#6f6f6fKansas City Star/font/b/fontbr /font size=-1Despite the costs and paperwork headaches, bsmall/b-bbusiness/b operators who offer binsurance/b plans to employees generally consider them a competitive benefit b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dBaPeSKA2BNt_hMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

XL Insurance and ABA Insurance Services Announce New Agreement to Provide ... PR Newswire (press release)
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFkD-UJw3cMvoIBxpw9OtzSk3FGCgamp;url=http://www.prnewswire.com/news-releases/xl-insurance-and-aba-insurance-services-announce-new-agreement-to-provide-employment-practices-liability-coverage-102336899.htmlbXL bInsurance/b and ABA bInsurance/b Services Announce New Agreement to Provide b/b/b/abr /font size=-1bfont color=#6f6f6fPR Newswire (press release)/font/b/fontbr /font size=-1quot;This new partnership opens up access for agents who want to provide their bsmall business/b clients with the same professional liability underwriting b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dKHMbJ7ESfGT-oMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Uninsured small firms facing failure Stuff.co.nz
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serif/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGplcqnr_mZGAATNRBDoK-kK67WJQamp;url=http://www.stuff.co.nz/business/4105609/Uninsured-small-firms-facing-failurebUninsured bsmall/b firms facing failure/b/abr /font size=-1bfont color=#6f6f6fStuff.co.nz/font/b/fontbr /font size=-1Pressing obligations to pay staff and shell out the excess on their binsurance/b policies is placing great pressure on hundreds of bsmall business/b. b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dfB4J65EAiqdu0Mnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

As insurers face health care law requirements, customers face cancellations Dallas Morning News
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFUjiOewFuNNF64kdq-9RHrB1CrqQamp;url=http://www.dallasnews.com/sharedcontent/dws/bus/stories/DN-CanceledPolicy_08bus.ART.State.Edition1.26bb3e6.htmlimg src=http://nt0.ggpht.com/news/tbn/GBnjCeRSORsm2M/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Dallas Morning News/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNFUjiOewFuNNF64kdq-9RHrB1CrqQamp;url=http://www.dallasnews.com/sharedcontent/dws/bus/stories/DN-CanceledPolicy_08bus.ART.State.Edition1.26bb3e6.htmlbAs insurers face health care law requirements, customers face cancellations/b/abr /font size=-1bfont color=#6f6f6fDallas Morning News/font/b/fontbr /font size=-1But smaller insurers have to heavily rely on binsurance brokers/b, and the new medical loss requirements will hurt their commissions, Wolfe said. b/b/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dMTWs1t92JyVlMMnobrband morenbsp;raquo;/b/nobr/a/font/div/font/td/tr/table

Small Business Will Benefit from PPACA: Report National Underwriter Life and Health Insurance News
table border=0 cellpadding=2 cellspacing=7 style=vertical-align:top;trtd width=80 align=center valign=topfont style=font-size:85%;font-family:arial,sans-serifa href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNEEzSi2s8FERrm3YjRHovrB8o73qAamp;url=http://www.sbnonline.com/Local/Article/20478/66/235/What_health_care_reform_will_mean_to_your_business.aspx?Category%3Dimg src=http://nt0.ggpht.com/news/tbn/5FsmWJ5WKvV2IM/6.jpg alt= border=1 width=80 height=80 /br /font size=-2Smart Business Network/font/a/font/tdtd valign=top class=jfont style=font-size:85%;font-family:arial,sans-serifbr /div style=padding-top:0.8em;img alt= height=1 width=1 //divdiv class=lha href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNGRYKbzAgu9UjCdp_gg4Km4oQ5_CQamp;url=http://www.lifeandhealthinsurancenews.com/News/2010/9/Pages/Small-Business-Will-Benefit-from-PPACA-Report.aspxbbSmall Business/b Will Benefit from PPACA: Report/b/abr /font size=-1bfont color=#6f6f6fNational Underwriter Life and Health Insurance News/font/b/fontbr /font size=-1bSmall/b firms pay a higher share of the premiums for administration, marketing, binsurance broker/b commissions, underwriting and other overhead costs of the b/b/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHNtAejVZQg6UIueTs6EXbXzbEWpgamp;url=http://www.businessweek.com/lifestyle/content/healthday/642753.htmlHealth Care Reform Helps bSmall/b Businesses Offer Coverage: Report/afont size=-1 color=#6f6f6fnobrBusinessWeek/nobr/font/fontbr /font size=-1a href=http://news.google.com/news/url?sa=tamp;fd=Ramp;usg=AFQjCNHShYb9-c0DahdosylA3_5BAHXzXAamp;url=http://www.thegovmonitor.com/world_news/united_states/washington-launches-affordable-health-insurance-for-small-business-37984.htmlWashington Launches Affordable Health bInsurance/b For bSmall Business/b/afont size=-1 color=#6f6f6fnobrGov Monitor/nobr/font/fontbr /font size=-1 class=p/fontbr /font class=p size=-1a class=p href=http://news.google.com/news/more?pz=1amp;ned=usamp;ncl=dZ7ddYJRwrv4A2M-_N4putdJGJM6Mnobrball 214 news articlesnbsp;raquo;/b/nobr/a/font/div/font/td/tr/table